Health insurance

Should you have questions on your health insurance during or after pregnancy, during mother protection period or during your parental leave, they are best put to your health insurance directly. Information on all medical examination and delivery services as well as the treatment of pregnancy related health issues can also be obtained there.

Health insurance of your child:

  • Usually the health insurance of the mother is covering all costs regarding the birth of the child. The family insurance of your child is contribution free, but has to be applied for after your child’s birth. The necessary family questionnaire can be obtained from your health insurance. Please return it there along with a copy of your child’s birth certificate. Subsequently you will receive a health insurance card for your child.
  • In a private health insurance, the assured pays a contribution for each individual member of the family. If one parent is member of the governmental health insurance and on parent is privately insured, the free of charge family insurance can only be obtained if the income of the privately insured parent does not exceed the income limits of the family insurance. Should it exceed the income limit, the child has to be insured privately.
  • If both parents are insured by a governmental health insurance, the parents are free to chose with whom the child is to be insured in a family insurance.

If you have claimed parental allowance after the delivery of the child and your job contact ends during your parental leave, your health insurance is still covered through your parental allowance. In case of an existing work contract you are insured for free during your parental leave and during the receipt of parental allowance.

More informations

Federal Social Insurance Authority
Friedrich-Ebert-Allee 38
53113 Bonn
Phone: (0228) 61 91 88-8
Fax: (0228) 61 91 87-0
Mail: mutterschaftsgeldstelle(at)


back-to-top nach oben