Maternity allowance

The maternity allowance is an income replacement, which is paid to expecting mothers during their maternity protection period (6 weeks before and 8 weeks after birth, respectively 12 weeks in case off preterm delivery or multiple birth) by the public health insurance or the federal social insurance authority as a financial support. Generally, it can be claimed by any woman in employment with a loss of income and a public health insurance.

In isolated cases, a distinction has to be made between:

  • Women with a public health insurance and a claim to sickness benefits: Maximum of 13€ per day by their public health insurance and, if applicable, the difference between that and their last net income paid by their employer
  • Women with a public health insurance without a claim to sickness benefits (e.g. health insurance schemes of students) with a marginal employment: Maximum of 13€ a day paid by your health insurance
  • Women, who are covered by a dependant insurance with a marginal employment: One-off payment of 210€ by the federal social insurance authority
  • Privately insured women or women without any health insurance in employment: One-off payment of a maximum of 210€ by the federal social insurance authority and, if applicable, the difference between 13€ per day and their average net income by your employer

The maternity allowance (except for the employer’s contribution) is deducted from your parental allowance, but it is tax-free and free from deductions for social security contributions.

Further informations

If you have further questions about maternity allowance, please talk to your health insurance company or to the federal social insurance authority:

federal social insurance authority

Office for maternity allowance
Friedrich-Ebert-Allee 38
53113 Bonn

Internet:
www.bundesversicherungsamt.de
www.mutterschaftsgeld.de

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